General Chat

Our local Somerfield has just introduced chip n pin & I haven't noticed the reference to the 2%. I have two bank debit cards and use them. I don't use credit cards. So what isn't regarded as a chip n pin card. My library ticket for one which I keep trying to give them.

Debit cards are being issued as chip and pin. also. Change your card numbers to something you will remember. Your cards if you have more than 1, can all have the same number. If you use the card regularly then it's unlikely you will forget this 4 figure number, even my 85yr old mum has got the hang of it.

Haven't got any chip 'n' pin cards yet but am not convinced how safe they are. Was in a shop the other day, the lady in front used her chip 'n' pin and even though I wasn't that close but if I had chosen to I wouldn't of had any problem reading what number she was entering but I looked away. Had it been the devious sort behind her they only had to nick her purse and then could have had access to all her cards it she had the same number from the all. the need to make the keypad devices more secure and hidden. Kxx

Yes katz just like using a cash machine. Have to be so careful. I put my hand over the machine so people can't see what I'm typing in.

I sent hubby out recently to tesco's with my credit card which isn't a chip & pin one... he was able to put £40 on my card using the automatic tills with no assistant on it..... as he didn't have to sign for the purchases... How safe is that system?

Pain in the butt, but if enough of us went back to using money that would give them all a shock.

Sue from Langley, If you have a debit card such as Switch but no chip and pin number, contact your bank and tell them. They will then send you a number. Some people who have difficulty rembering them, are entering their pin numbers on their mobile phones. Rosemary(Essex)

A lot more stores will make chip and pin compulsary as well I think. I read yesterday that as from Jan 1st 2005, if someone signs for a card transaction and it is later found to be fraudulent, the store concerned will be held responsible if it is found that chip and pin could have been used for the transaction but wasn't, for whatever reason. The banks will refuse to reinburse shops for their losses and so if you don't know your PIN or haven't received one, it is likely that stores will refuse to take payment via your card. Sam

just about got used to chip and pin now...was terrefied of forgetting my no to start with.....i find it okay as now pensions are paid into bank and i don't like cash machines i can pay for my groceries at the supermarket and get cash back which i feel is safer

My son got his card stolen when he was at cashpoint, someone behind him (at a strategic moment) told him he had dropped £10 on the floor, when he bent to pick it up, the person behind must have reached over and taken the card from the machine. Son got his money from cashpoint, and later realised he didn't have his card, put a stop on card immediately, he wasn't liable for any losses, although the card had been quickly used in a few places.